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Stamp Duty on Assignment of Debt States & UTs wise in India

In accordance with the Indian Stamp Act 1899 read with the laws for stamp duty of respective States and Union Territories - stamp duty is required to be paid in case of assignment of debt.

State
Rate of Stamp Duty
Applicable Law
Andhra Pradesh
0.1% of the loan amount securitized or debt assigned with underlying securities (max stamp limit of Rs.1 Lakh)
(a) The Indian Stamp Act, 1899
(b) The Indian Stamp (Andhra   Pradesh Extension and Amendment) Act, 1959
Arunachal Pradesh
(a) The Indian Stamp Act, 1899
(b) The Indian Stamp (Arunachal Pradesh Amendment) Act, 2007
Assam
(a) The Indian Stamp Act, 1899
(b) The Indian Stamp (Assam Amendment) Act, 2004
Bihar
0.1% of the loan amount securitized or debt assigned with underlying securities (max stamp limit of Rs.1 Lakh)
(a) The Indian Stamp Act, 1899
(b) The Indian Stamp (Bihar Amendment) Act, 1991
Chhattisgarh
0.1% of the loan amount securitized or debt assigned with underlying securities (max stamp limit of Rs.1 Lakh)
(a) The Indian Stamp Act, 1899
(b) The Indian Stamp (Chhattisgarh Amendment) Act, 2005
Goa
(a) The Indian Stamp Act, 1899
(b) The Indian Stamp (Goa, Daman and Diu Amendment) Act, 1968
(c) The Indian Stamp (Goa Amendment) Act 2015
Gujarat
0.075% of the loan amount securitized or debt assigned with underlying securities (max stamp limit of Rs.1 Lakh)
(a) Bombay Stamp (Gujarat Amendment) Act, 2006
Haryana
(a) The Indian Stamp Act, 1899
(b) The Indian Stamp (Haryana Amendment ) Act, 1971
Himachal Pradesh
(a) The Indian Stamp Act, 1899
(b) The Indian Stamp (Himachal Pradesh Amendment) Act, 1952
Jammu & Kashmir (J&K)
(a) The Stamp (Amendment) Act, 2011
Jharkhand
(a) The Indian Stamp Act, 1899
Karnataka
0.1% subject to a maximum of Rs.1 Lakh
(a) Karnataka Stamp Act, 1957
(b) Karnataka Stamp (Amendment) Act 2015
Kerala
(a) The Kerala Stamp Act, 1959
Madhya Pradesh
0.1% of the loan securitized or debt assigned with underlying securities, if the securities are immovable properties. (1% extra duty on the account of each of the Local Laws is levied for immovable properties, if the transfer is covered by the said Act)
(a) The Indian Stamp Act, 1899
(b) The Indian Stamp (Madhya Pradesh Amendment) Act, 2014
Maharashtra
0.1% of the loan amount securitized or debt assigned with underlying securities (max stamp limit of Rs.1 Lakh)
(a) Maharashtra Stamp Act,   1958
(b) Maharashtra Stamp (Amendment) Act, 2015
Manipur
(a) The Indian Stamp Act, 1899
Meghalaya
(a) The Indian Stamp Act, 1899
(b) The Indian Stamp (Meghalaya Amendment) Act,   1993
Mizoram
(a) The Indian Stamp Act, 1899
(b) The Indian Stamp (Mizoram Amendment) Amending Act, 1996
Nagaland
(a) The Indian Stamp Act, 1899
(b) The Indian Stamp (Nagaland Amendment), 1989
Odisha (Orissa)
0.1% of the amount or value of the consideration set forth in the said instrument
(a) The Indian Stamp Act, 1899
(b) The Indian Stamp (Orissa Amendment) Act, 2001
Punjab
(a) The Indian Stamp Act, 1899
(b) The Indian Stamp (Punjab   Amendment ) Act, 2005
Rajasthan
5% of amount secured
[check rebate rates in link]
(a) The Indian Stamp Act, 1899
(b) The Rajasthan Stamp Act, 1998
Sikkim
(a) The Indian Stamp Act, 1899
Tamil Nadu   
0.1% of the market value of the property which is the subject matter of conveyance subject to maximum of Rs.1 Lakh
(a) The Indian Stamp Act, 1899
(b) Tamil Nadu Stamp Act,  2013
Telangana
(a) The Indian Stamp Act, 1899
(b) The Indian Stamp (Andhra   Pradesh Extension and Amendment) Act, 1959
Tripura
(a) The Indian Stamp Act, 1899
Uttar Pradesh
0.1% subject to a maximum of Rs. 1 Lakh. (1% extra duty on the account of each of the Local Laws is levied for immovable properties, if the transfer is covered by the said Act)
(a) The Indian Stamp Act, 1899
(b) The Indian Stamp (Uttar Pradesh Amendment) Act, 1997
Uttarakhand
(a) The Indian Stamp Act, 1899
(b) The Indian Stamp (Uttarakhand Amendment ) Act, 2002
West Bengal
0.1% subject to a maximum of Rs. 1 Lakh
(a) The Indian Stamp Act, 1899
(b) The Indian Stamp (West Bengal Amendment) Act,   1987





stamp duty on assignment of debt

Union Territories
Rate of Stamp Duty
Applicable Law
Andaman and Nicobar Islands
Chandigarh
Dadra and Nagar   Haveli
Daman and Diu
(a) The Indian Stamp Act, 1899
(b) The Indian Stamp (Goa, Daman and Diu Amendment) Act, 1968
National Capital Territory of Delhi (NCT of Delhi)
0.1% of the loan amount securitized or debt assigned with underlying securities (max stamp limit of Rs.1 Lakh)
(a) The Indian Stamp (Delhi Amendment) Act, 2001
Lakshadweep
(a) The Indian Stamp Act, 1899
Puducherry (Pondicherry)
(a) The Indian Stamp Act, 1899


Disclaimer: We have made best efforts to compile the above information. However, you are requested to refer to the relevant Stamping laws in force of the concerned State/Union Territory and/or consult with respective statutory authorities before proceeding with any actual transaction. We shall not be held responsible for any discrepancy or inaccuracy found in the above information. Any discrepancy found in the above may be brought to our notice through email or comment below.

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