On Aug 31, 2017, the Reserve Bank of India released the Quarterly Statistics on Deposits and Credit of Scheduled Commercial Banks (SCBs) as on June 30, 2017. The data for this quarterly survey have been collected from all SCBs, including Regional Rural Banks (RRBs).
Quarterly Statistics on Deposits and Credit of Scheduled Commercial Banks (SCBs) as on June 30, 2017 - LINK
Data on aggregate deposits, with break-ups as per types of deposits and total credit classified by states, districts, centres, population groups and bank groups, are provided. The data can be accessed through the link https://dbie.rbi.org.in/DBIE/dbie.rbi?site=publications#!3.
- Improvement in deposit growth was observed in urban and metropolitan areas, while growth in rural deposits declined for the second successive quarter.
- Bank credit growth was higher across all population groups and notably in non-metropolitan areas.
- Metropolitan branches/ offices constituted around 57 per cent of total business (aggregate deposits + bank credit) of all SCBs, followed by urban branches/ offices with a share of less than 20 per cent.
- Banks continued to enjoy higher share of current and savings accounts (CASA) deposits in the June 2017 quarter.
- Private sector banks continued to lead business growth both in terms of deposits (19.7 per cent) and credit (20.3 per cent), followed by RRBs.
- In contrast, deposits with foreign banks contracted for three quarters following demonetisation.
- The credit-deposit (C-D) ratio of SCBs at the all-India level declined to 72.8 per cent at end-June 2017 as compared with 73.7 per cent at end-March 2017.